Why Credit Monitoring Services Alone Won't Protect You

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2026-07-08 11:51:55 -

Introduction Sarah checked her credit monitoring app every single week. Score steady. No new accounts. No alerts. Then a letter from the IRS arrived saying her tax refund had already been claimed by someone else, using her Social Security number, months earlier. Her credit file never showed a thing, because tax fraud doesn't touch a credit report at all. That's the myth this article is here to...

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